Black, grey cars next to each other

Flooring Vehicles with AFC Financing

Flooring Vehicles with AFC Financing

AFC Financing is now available upon checkout at IAA, making it easier for qualified buyers to purchase and manage inventory. With AFC floor plan financing, you can secure vehicles quickly and maintain cash flow while preparing them for resale.

Why Choose AFC Flooring?


  • View your available AFC credit in real time
  • Floor and pickup vehicles the same day
  • Competitive and transparent financing rates
  • Dedicated local reps ready to assist you

Financing for Buyers

  • Any year, make, or model with no restrictions
  • Financing available for all types of titles
  • Auction purchases can be 100% financed
  • Competitive rates and terms up to 120 days

Frequently Asked Questions


Any active buyer registered with AFCdealer.com can participate. If you’re not currently registered with AFC, see below on how to get started.

Floor plan financing, often referred to as “flooring,” is a flexible financing solution designed for dealers. It allows you to purchase vehicles and place them on your lot without paying the full cost up front. As you sell each vehicle, the balance is repaid, helping you keep inventory moving while preserving working capital.

The limit will depend on your financing availability.

Financing limits are determined after you register with AFCdealer.com. IAA does not determine this limit.

  1. Visit your ‘My Auction Center’ dashboard.
  2. Click on the ‘Vehicles To Be Paid’ button.
  3. Select vehicles/invoices to be financed by applying a check mark.
  4. A running total will display as you select and deselect vehicles.
  5. Click the 'Proceed to Checkout' button and verify.
  6. Link your AFC Financing dealer username/password.
  7. Select your preferred financing option.
  8. If financing is successful, you’ll receive a Bill of Sale(s) and Gate Pass(s).
  9. Bill of Sale and Gate Pass will be located in your vehicle history.
  10. Titling will be held during the finance period and mailed to the buyer once financing is complete.

Financing amounts are visible under ‘To Be Paid’ in your IAA dashboard.

Yes, you can still finance directly at any branch across the country.

For more information, please contact Buyer Services at BuyerServices_CA@iaai.com or by calling (289) 374-3919.</small>